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Tuesday, September 22, 2009
Risking Gear To Get The Shot
The first thing all photographers should do is insure their gear. The peace of mind this creates is a huge factor in being able to shoot freely without worrying about damaging your camera and lenses. Amateur photographers can do this relatively cheaply by adding a rider to their existing home owner’s or renter’s insurance. Pros need to get professional insurance, which can run several hundred dollars per year, but it’s worth the cost. Camera insurance is available though some photography organizations, like ASMP and NANPA, and also as part of business insurance (I get mine from the Hartford through Hill and Usher Insurance in Phoenix (http://packagechoice.com). I’ve actually never broken gear doing something risky, but I've broken lenses and cameras by accident in average places, and the insurance has saved me thousands of dollars.
Know your limits. This is true whether you are paddling, skiing or mountaineering. I often kayak in four- or five-foot swells in the Gulf of Maine with my camera just dangling around my neck. This usually makes my paddling companions nervous as can be, but with 10-plus years of sea and whitewater paddling experience, I know my limits in a kayak when it comes to keeping from going under. I’ve developed the muscle memory so that when I’m looking through the viewfinder and I unexpectedly get hit by a wave or boat wake, my hips know how to respond to keep me from capsizing. That wasn’t true 10 years ago, so I would take extra precautions in all but the calmest conditions. Also, I’m not a great skier, so if I’m shooting out on the slopes, I keep my gear stowed in a well-padded pack until I can safely stop and get my camera out.
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